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Pathfinder Unchained / Dynamic Magic Item Creation

Paying for the Item

Source Pathfinder Unchained pg. 181
The default cost for item creation with this method is 85% of the item’s market value. Various challenges can raise and lower this amount. A party encountering and critically succeeding at a large number of challenges can likely bring the cost below 50%.

You must purchase weapons, armor, and other items that require masterwork or ingredient components separately to begin the process. Subtract those costs from the item’s market value for the purposes of all cost calculations (though not for the purposes of the required creation time or number of challenges encountered).

Before attempting the first challenge, the PCs purchase the initial materials by spending 25% of the item’s market price. As part of the final challenge, the PCs must pay the remaining amount, accounting for any adjustments.

The PCs can abandon an item at any time. They don’t have to pay the remaining amount, but they can’t use the materials from one attempt on another item.